
From the U.S. Code Online via GPO Access
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[Laws in effect as of January 2, 2001]
[Document not affected by Public Laws enacted between
  January 2, 2001 and January 28, 2002]
[CITE: 10USC12524]

 
                         TITLE 10--ARMED FORCES
 
                     Subtitle E--Reserve Components
 
                      PART II--PERSONNEL GENERALLY
 
        CHAPTER 1214--READY RESERVE MOBILIZATION INCOME INSURANCE
 
Sec. 12524. Enrollment and election of benefits

    (a) Enrollment.--(1) Except as provided in subsection (f), upon 
first becoming a member of the Ready Reserve, a member shall be 
automatically enrolled for coverage under the insurance program. An 
automatic enrollment of a member shall be void if within 60 days after 
first becoming a member of the Ready Reserve the member declines 
insurance under the program in accordance with the regulations 
prescribed by the Secretary.
    (2) Promptly after the insurance program is established, the 
Secretary shall offer to members of the reserve components who are then 
members of the Ready Reserve (other than members ineligible under 
subsection (f)) an opportunity to enroll for coverage under the 
insurance program. A member who fails to enroll within 60 days after 
being offered the opportunity shall be considered as having declined to 
be insured under the program.
    (3) A member of the Ready Reserve ineligible to enroll under 
subsection (f) shall be afforded an opportunity to enroll upon being 
released from active duty in accordance with regulations prescribed by 
the Secretary if the member has not previously had the opportunity to be 
enrolled under paragraph (1) or (2). A member who fails to enroll within 
60 days after being afforded that opportunity shall be considered as 
having declined to be insured under the program.
    (b) Election of Benefit Amount.--The amount of a member's monthly 
benefit under an enrollment shall be the basic benefit under subsection 
(a) of section 12525 of this title unless the member elects a different 
benefit under subsection (b) of such section within 60 days after first 
becoming a member of the Ready Reserve or within 60 days after being 
offered the opportunity to enroll, as the case may be.
    (c) Elections Irrevocable.--(1) An election to decline insurance 
pursuant to paragraph (1) or (2) of subsection (a) is irrevocable.
    (2) The amount of coverage may not be increased after enrollment.
    (d) Election To Terminate.--A member may terminate an enrollment at 
any time.
    (e) Information To Be Furnished.--The Secretary shall ensure that 
members referred to in subsection (a) are given a written explanation of 
the insurance program and are advised that they have the right to 
decline to be insured and, if not declined, to elect coverage for a 
reduced benefit or an enhanced benefit under subsection (b).
    (f) Members Ineligible To Enroll.--Members of the Ready Reserve 
serving on active duty (or full-time National Guard duty) are not 
eligible to enroll for coverage under the insurance program. The 
Secretary may define any additional category of members of the Ready 
Reserve to be excluded from eligibility to purchase insurance under this 
chapter.
    (g) Members of Individual Ready Reserve.--Notwithstanding any other 
provision of this section, and pursuant to regulations issued by the 
Secretary, a member of the Individual Ready Reserve who becomes a member 
of the Selected Reserve shall not be denied eligibility to purchase 
insurance under this chapter upon becoming a member of the Selected 
Reserve unless the member previously declined to enroll in the program 
of insurance under this chapter while a member of the Selected Reserve.

(Added Pub. L. 104-106, div. A, title V, Sec. 512(a)(1), Feb. 10, 1996, 
110 Stat. 300; amended Pub. L. 104-201, div. A, title V, Sec. 542, Sept. 
23, 1996, 110 Stat. 2521.)


                               Amendments

    1996--Subsec. (g). Pub. L. 104-201 added subsec. (g).

                  Section Referred to in Other Sections

    This section is referred to in section 12521 of this title.
