
From the U.S. Code Online via GPO Access
[wais.access.gpo.gov]
[Laws in effect as of January 2, 2001]
[Document not affected by Public Laws enacted between
  January 2, 2001 and January 28, 2002]
[CITE: 15USC6781]

 
                      TITLE 15--COMMERCE AND TRADE
 
                          CHAPTER 93--INSURANCE
 
          SUBCHAPTER IV--RENTAL CAR AGENCY INSURANCE ACTIVITIES
 
Sec. 6781. Standard of regulation for motor vehicle rentals


(a) Protection against retroactive application of regulatory and legal 
        action

    Except as provided in subsection (b) of this section, during the 3-
year period beginning on November 12, 1999, it shall be a presumption 
that no State law imposes any licensing, appointment, or education 
requirements on any person who solicits the purchase of or sells 
insurance connected with, and incidental to, the lease or rental of a 
motor vehicle.

(b) Preeminence of State insurance law

    No provision of this section shall be construed as altering the 
validity, interpretation, construction, or effect of--
        (1) any State statute;
        (2) the prospective application of any court judgment 
    interpreting or applying any State statute; or
        (3) the prospective application of any final State regulation, 
    order, bulletin, or other statutorily authorized interpretation or 
    action,

which, by its specific terms, expressly regulates or exempts from 
regulation any person who solicits the purchase of or sells insurance 
connected with, and incidental to, the short-term lease or rental of a 
motor vehicle.

(c) Scope of application

    This section shall apply with respect to--
        (1) the lease or rental of a motor vehicle for a total period of 
    90 consecutive days or less; and
        (2) insurance which is provided in connection with, and 
    incidentally to, such lease or rental for a period of consecutive 
    days not exceeding the lease or rental period.

(d) Motor vehicle defined

    For purposes of this section, the term ``motor vehicle'' has the 
same meaning as in section 13102 of title 49.

(Pub. L. 106-102, title III, Sec. 341, Nov. 12, 1999, 113 Stat. 1434.)
