 
      CHAPTER 28--HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE
 
                    SUBCHAPTER IV--STUDENT ASSISTANCE
 
                          Part E--Need Analysis
 
Sec. 1087ll. Cost of attendance

    For the purpose of this subchapter and part C of subchapter I of 
chapter 34 of title 42, the term ``cost of attendance'' means--
        (1) tuition and fees normally assessed a student carrying the 
    same academic workload as determined by the institution, and 
    including costs for rental or purchase of any equipment, materials, 
    or supplies required of all students in the same course of study;
        (2) an allowance for books, supplies, transportation, and 
    miscellaneous personal expenses, including a reasonable allowance 
    for the documented rental or purchase of a personal computer, for a 
    student attending the institution on at least a half-time basis, as 
    determined by the institution;
        (3) an allowance (as determined by the institution) for room and 
    board costs incurred by the student which--
            (A) shall be an allowance determined by the institution for 
        a student without dependents residing at home with parents;
            (B) for students without dependents residing in 
        institutionally owned or operated housing, shall be a standard 
        allowance determined by the institution based on the amount 
        normally assessed most of its residents for room and board; and
            (C) for all other students shall be an allowance based on 
        the expenses reasonably incurred by such students for room and 
        board;

        (4) for less than half-time students (as determined by the 
    institution) tuition and fees and an allowance for only books, 
    supplies, and transportation (as determined by the institution) and 
    dependent care expenses (in accordance with paragraph (8));
        (5) for a student engaged in a program of study by 
    correspondence, only tuition and fees and, if required, books and 
    supplies, travel, and room and board costs incurred specifically in 
    fulfilling a required period of residential training;
        (6) for incarcerated students only tuition and fees and, if 
    required, books and supplies;
        (7) for a student enrolled in an academic program in a program 
    of study abroad approved for credit by the student's home 
    institution, reasonable costs associated with such study (as 
    determined by the institution at which such student is enrolled);
        (8) for a student with one or more dependents, an allowance 
    based on the estimated actual expenses incurred for such dependent 
    care, based on the number and age of such dependents, except that--
            (A) such allowance shall not exceed the reasonable cost in 
        the community in which such student resides for the kind of care 
        provided; and
            (B) the period for which dependent care is required 
        includes, but is not limited to, class-time, study-time, field 
        work, internships, and commuting time;

        (9) for a student with a disability, an allowance (as determined 
    by the institution) for those expenses related to the student's 
    disability, including special services, personal assistance, 
    transportation, equipment, and supplies that are reasonably incurred 
    and not provided for by other assisting agencies;
        (10) for a student receiving all or part of the student's 
    instruction by means of telecommunications technology, no 
    distinction shall be made with respect to the mode of instruction in 
    determining costs;
        (11) for a student engaged in a work experience under a 
    cooperative education program, an allowance for reasonable costs 
    associated with such employment (as determined by the institution); 
    and
        (12) for a student who receives a loan under this or any other 
    Federal law, or, at the option of the institution, a conventional 
    student loan incurred by the student to cover a student's cost of 
    attendance at the institution, an allowance for the actual cost of 
    any loan fee, origination fee, or insurance premium charged to such 
    student or such parent on such loan, or the average cost of any such 
    fee or premium charged by the Secretary, lender, or guaranty agency 
    making or insuring such loan, as the case may be.

(Pub. L. 89-329, title IV, Sec. 472, as added Pub. L. 99-498, title IV, 
Sec. 406(a), Oct. 17, 1986, 100 Stat. 1454; amended Pub. L. 102-325, 
title IV, Sec. 471(a), July 23, 1992, 106 Stat. 585; Pub. L. 103-208, 
Sec. 2(g)(1), Dec. 20, 1993, 107 Stat. 2471; Pub. L. 105-244, title IV, 
Sec. 471, Oct. 7, 1998, 112 Stat. 1729.)


                               Amendments

    1998--Par. (2). Pub. L. 105-244, Sec. 471(1), inserted ``, including 
a reasonable allowance for the documented rental or purchase of a 
personal computer,'' after ``personal expenses''.
    Par. (3)(A). Pub. L. 105-244, Sec. 471(2)(A), substituted 
``determined by the institution'' for ``of not less than $1,500''.
    Par. (3)(C). Pub. L. 105-244, Sec. 471(2)(B), struck out ``, except 
that the amount may not be less than $2,500'' after ``room and board''.
    Par. (10). Pub. L. 105-244, Sec. 471(3), substituted a semicolon for 
``, but this paragraph shall not be construed to permit including the 
cost of rental or purchase of equipment;''.
    Par. (11). Pub. L. 105-244, Sec. 471(4), substituted ``engaged'' for 
``placed''.
    1993--Par. (12). Pub. L. 103-208 added par. (12).
    1992--Pub. L. 102-325 amended section generally, revising and 
restating as pars. (1) to (11) provisions formerly contained in pars. 
(1) to (9).


                    Effective Date of 1998 Amendment

    Amendment by Pub. L. 105-244 effective Oct. 7, 1998, see section 
480A of Pub. L. 105-244, set out as a note under section 1087kk of this 
title.


                    Effective Date of 1993 Amendment

    Amendment by Pub. L. 103-208 effective as if included in the Higher 
Education Amendments of 1992, Pub. L. 102-325, except as otherwise 
provided, see section 5(a) of Pub. L. 103-208, set out as a note under 
section 1051 of this title.


                    Effective Date of 1992 Amendment

    Amendment by Pub. L. 102-325 applicable with respect to 
determinations of need under this part for award years beginning on or 
after July 1, 1993, see section 471(b) of Pub. L. 102-325, set out as a 
note under section 1087kk of this title.

                  Section Referred to in Other Sections

    This section is referred to in sections 1015, 1070a, 1070a-14, 1078, 
1078-8, 1087vv, 1093 of this title; title 10 sections 1598, 2145, 2193, 
2410c; title 26 sections 221, 529; title 42 section 12604.
