
From the U.S. Code Online via GPO Access
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[Laws in effect as of January 23, 2000]
[Document not affected by Public Laws enacted between
  January 23, 2000 and December 4, 2001]
[CITE: 38USC1905]

 
                      TITLE 38--VETERANS' BENEFITS
 
                        PART II--GENERAL BENEFITS
 
                          CHAPTER 19--INSURANCE
 
              SUBCHAPTER I--NATIONAL SERVICE LIFE INSURANCE
 
Sec. 1905. Renewal

    All level premium term policies, except as otherwise provided in 
this section, shall cease and terminate at the expiration of the term 
period. At the expiration of any term period any five-year level premium 
term policy which has not been exchanged or converted to a permanent 
plan of insurance and which is not lapsed shall be renewed as level 
premium term insurance without application for a successive five-year 
period at the premium rate for the attained age without medical 
examination. However, renewal will be effected in cases where the policy 
is lapsed only if the insured makes application for reinstatement and 
renewal of the term policy within five years after the date of lapse, 
and reinstatement in such cases shall be under the terms and conditions 
prescribed by the Secretary. In any case in which the insured is shown 
by evidence satisfactory to the Secretary to be totally disabled at the 
expiration of the level premium term period of the insurance under 
conditions which would entitle the insured to continued insurance 
protection but for such expiration, the insurance, if subject to renewal 
under this section, shall be automatically renewed for an additional 
period of five years at the premium rate for the then attained age, 
unless the insured has elected insurance on some other available plan.

(Pub. L. 85-857, Sept. 2, 1958, 72 Stat. 1148, Sec. 705; Pub. L. 91-291, 
Sec. 8, June 25, 1970, 84 Stat. 331; Pub. L. 99-576, title VII, 
Sec. 701(22), Oct. 28, 1986, 100 Stat. 3292; renumbered Sec. 1905 and 
amended Pub. L. 102-83, Secs. 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 
Stat. 404-406.)


                            Prior Provisions

    Prior section 1905, Pub. L. 85-857, Sept. 2, 1958, 72 Stat. 1216; 
Pub. L. 90-77, title II, Sec. 204(b), Aug. 31, 1967, 81 Stat. 184, 
related to applications, prior to the general revision of chapter 39 of 
this title by Pub. L. 91-666, Sec. 2(a), Jan. 11, 1971, 84 Stat. 1998.


                               Amendments

    1991--Pub. L. 102-83 renumbered section 705 of this title as this 
section and substituted ``Secretary'' for ``Administrator'' in two 
places.
    1986--Pub. L. 99-576 substituted ``the'' for ``his'' in three places 
and ``the insured'' for ``him''.
    1970--Pub. L. 91-291 made it a requirement for renewal of lapsed 
policies that the insured make application for reinstatement and renewal 
of his term policy within five years after the date of lapse and struck 
out provision that the lapse occur within two months before the 
expiration of the term period.


                    Effective Date of 1970 Amendment

    Amendment by Pub. L. 91-291 effective June 25, 1970, see section 
14(a) of Pub. L. 91-291, set out as a note under section 1317 of this 
title.
