
From the U.S. Code Online via GPO Access
[wais.access.gpo.gov]
[Laws in effect as of January 23, 2000]
[Document not affected by Public Laws enacted between
  January 23, 2000 and December 4, 2001]
[CITE: 38USC1947]

 
                      TITLE 38--VETERANS' BENEFITS
 
                        PART II--GENERAL BENEFITS
 
                          CHAPTER 19--INSURANCE
 
         SUBCHAPTER II--UNITED STATES GOVERNMENT LIFE INSURANCE
 
Sec. 1947. Incontestability

    Subject to the provisions of section 1954 of this title all 
contracts or policies of insurance heretofore or hereafter issued, 
reinstated, or converted shall be incontestable from the date of 
issuance, reinstatement, or conversion, except for fraud, nonpayment of 
premiums, or on the ground that the applicant was not a member of the 
military or naval forces of the United States. The insured under such 
contract or policy may, without prejudicing the insured's rights, elect 
to make claim to the Department or to bring suit under section 1984 of 
this title on any prior contract or policy, and if found entitled 
thereto, shall, upon surrender of any subsequent contract or policy, be 
entitled to payments under the prior contract or policy. In any case in 
which a contract or policy of insurance is canceled or voided after 
March 16, 1954, because of fraud, the Secretary shall refund to the 
insured, if living, or, if deceased, to the person designated as 
beneficiary (or if none survives, to the estate of the insured) all 
money, without interest, paid as premiums on such contract or policy for 
any period subsequent to two years after the date such fraud induced the 
Secretary to issue, reinstate, or convert such insurance less any 
dividends, loan, or other payment made to the insured under such 
contract or policy.

(Pub. L. 85-857, Sept. 2, 1958, 72 Stat. 1159, Sec. 747; Pub. L. 99-576, 
title VII, Sec. 701(30), Oct. 28, 1986, 100 Stat. 3293; renumbered 
Sec. 1947 and amended Pub. L. 102-83, Secs. 4(a)(2)(A)(iii)(VI), (3), 
(4), (b)(1), (2)(E), 5(a), (c)(1), Aug. 6, 1991, 105 Stat. 403-406.)


                               Amendments

    1991--Pub. L. 102-83, Sec. 5(a), renumbered section 747 of this 
title as this section.
    Pub. L. 102-83, Sec. 5(c)(1), substituted ``1954'' for ``754'' and 
``1984'' for ``784''.
    Pub. L. 102-83, Sec. 4(b)(1), (2)(E), substituted ``Secretary'' for 
``Administrator'' before ``shall'' in last sentence.
    Pub. L. 102-83, Sec. 4(a)(3), (4), substituted ``Department'' for 
``Veterans' Administration''.
    Pub. L. 102-83, Sec. 4(a)(2)(A)(iii)(VI), substituted ``Secretary'' 
for ``Veterans' Administration'' before ``to issue'' in last sentence.
    1986--Pub. L. 99-576 substituted ``the insured's'' for ``his''.
