
From the U.S. Code Online via GPO Access
[wais.access.gpo.gov]
[Laws in effect as of January 23, 2000]
[Document not affected by Public Laws enacted between
  January 23, 2000 and December 4, 2001]
[CITE: 42USC300gg-13]

 
                 TITLE 42--THE PUBLIC HEALTH AND WELFARE
 
                    CHAPTER 6A--PUBLIC HEALTH SERVICE
 
   SUBCHAPTER XXV--REQUIREMENTS RELATING TO HEALTH INSURANCE COVERAGE
 
                      Part A--Group Market Reforms
 
    subpart 3--provisions applicable only to health insurance issuers
 
Sec. 300gg-13. Disclosure of information


(a) Disclosure of information by health plan issuers

    In connection with the offering of any health insurance coverage to 
a small employer, a health insurance issuer--
        (1) shall make a reasonable disclosure to such employer, as part 
    of its solicitation and sales materials, of the availability of 
    information described in subsection (b) of this section, and
        (2) upon request of such a small employer, provide such 
    information.

(b) Information described

                           (1) In general

        Subject to paragraph (3), with respect to a health insurance 
    issuer offering health insurance coverage to a small employer, 
    information described in this subsection is information concerning--
            (A) the provisions of such coverage concerning issuer's 
        right to change premium rates and the factors that may affect 
        changes in premium rates;
            (B) the provisions of such coverage relating to renewability 
        of coverage;
            (C) the provisions of such coverage relating to any 
        preexisting condition exclusion; and
            (D) the benefits and premiums available under all health 
        insurance coverage for which the employer is qualified.

                       (2) Form of information

        Information under this subsection shall be provided to small 
    employers in a manner determined to be understandable by the average 
    small employer, and shall be sufficient to reasonably inform small 
    employers of their rights and obligations under the health insurance 
    coverage.

                            (3) Exception

        An issuer is not required under this section to disclose any 
    information that is proprietary and trade secret information under 
    applicable law.

(July 1, 1944, ch. 373, title XXVII, Sec. 2713, as added Pub. L. 104-
191, title I, Sec. 102(a), Aug. 21, 1996, 110 Stat. 1966.)


                            Prior Provisions

    A prior section 2713 of act July 1, 1944, was successively 
renumbered by subsequent acts and transferred, see section 238l of this 
title.


                             Effective Date

    Section applicable with respect to group health plans, and health 
insurance coverage offered in connection with group health plans, for 
plan years beginning after June 30, 1997, except as otherwise provided, 
see section 102(c) of Pub. L. 104-191, set out as a note under section 
300gg of this title.
