
From the U.S. Code Online via GPO Access
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[Laws in effect as of January 2, 2001]
[Document not affected by Public Laws enacted between
  January 2, 2001 and January 28, 2002]
[CITE: 5USC8704]

 
             TITLE 5--GOVERNMENT ORGANIZATION AND EMPLOYEES
 
                           PART III--EMPLOYEES
 
                   Subpart G--Insurance and Annuities
 
                       CHAPTER 87--LIFE INSURANCE
 
Sec. 8704. Group insurance; amounts

    (a) An employee eligible for insurance is entitled to be insured for 
an amount of group life insurance equal to--
        (1) the employee's basic insurance amount, multiplied by
        (2) the appropriate factor determined on the basis of the 
    employee's age in accordance with the following schedule:


                                                                The
              If the age of the employee is                 appropriate
                                                            factor is:

  35 or under...........................................       2.0
  36....................................................       1.9
  37....................................................       1.8
  38....................................................       1.7
  39....................................................       1.6
  40....................................................       1.5
  41....................................................       1.4
  42....................................................       1.3
  43....................................................       1.2
  44....................................................       1.1
  45 or over............................................      1.0.


    (b) An employee eligible for insurance is entitled to be insured for 
group accidental death and dismemberment insurance in accordance with 
this subsection. Subject to the conditions and limitations approved by 
the Office of Personnel Management which are contained in the policy 
purchased by the Office, the group accidental death and dismemberment 
insurance provides payment as follows:


             Loss                            Amount payable

For loss of life.............  Full amount of the employee's basic
                                insurance amount.
Loss of one hand or of one     One-half the amount of the employee's
 foot or loss of sight of one   basic insurance amount.
 eye.
Loss of two or more such       Full amount of the employee's basic
 members.                       insurance amount.


For any one accident the aggregate amount of group accidental death and 
dismemberment insurance that may be paid may not exceed an amount equal 
to the employee's basic insurance amount.
    (c) The Office shall prescribe regulations providing for the 
conversion of other than annual rates of pay to annual rates of pay and 
shall specify the types of pay included in annual pay. For the purpose 
of this chapter, ``annual pay'' includes--
        (1) premium pay under section 5545(c)(1) of this title; and
        (2) with respect to a law enforcement officer as defined in 
    section 8331(20) or 8401(17) of this title, premium pay under 
    section 5545(c)(2) of this title.

    (d) In determining the amount of insurance to which an employee is 
entitled--
        (1) a change in rate of pay under subchapter VI of chapter 53 of 
    this title is deemed effective as of the first day of the pay period 
    after the pay period in which the payroll change is approved; and
        (2) a change in rate of pay under section 5344 or 5349 of this 
    title is deemed effective as of the date of issuance of the order 
    granting the increase or the effective date of the increase, 
    whichever is later, except, that in the case of an employee who dies 
    or retires during the period beginning on the effective date of the 
    increase and ending on the date of the issuance of the order 
    granting the increase, a change in rate of pay under either of such 
    sections shall be deemed as having been in effect for such employee 
    during that period.

(Pub. L. 89-554, Sept. 6, 1966, 80 Stat. 593; Pub. L. 89-737, Sec. 1(3), 
Nov. 2, 1966, 80 Stat. 1164; Pub. L. 90-206, title IV, Sec. 401, Dec. 
16, 1967, 81 Stat. 646; Pub. L. 92-392, Sec. 11, Aug. 19, 1972, 86 Stat. 
575; Pub. L. 95-454, title VIII, Sec. 801(a)(3)(E), title IX, 
Sec. 906(a)(2), (3), Oct. 13, 1978, 92 Stat. 1222, 1224; Pub. L. 96-427, 
Sec. 2(b)-(d), Oct. 10, 1980, 94 Stat. 1831, 1832; Pub. L. 100-238, 
title I, Sec. 103(b), Jan. 8, 1988, 101 Stat. 1744.)

                      Historical and Revision Notes
------------------------------------------------------------------------
                                                    Revised Statutes and
     Derivation                U.S. Code             Statutes at Large
------------------------------------------------------------------------
(a)-(c)............  5 U.S.C. 2092 (less (d))      Aug. 17, 1954, ch.
                                                    752, Sec.  3 (less
                                                    (d)), 68 Stat. 737.
(d)(1).............  [Uncodified].                 Aug. 23, 1958, Pub.
                                                    L. 85-737, Sec.  3,
                                                    72 Stat. 831.
(d)(2).............  5 U.S.C. 1183.                Sept. 2, 1958, Pub.
                                                    L. 85-872, Sec.  3,
                                                    72 Stat. 1697.
------------------------------------------------------------------------

    In subsection (a), the words ``An employee eligible for insurance is 
entitled'' are coextensive with and substituted for ``Each employee to 
whom this chapter applies shall be eligible''.
    Standard changes are made to conform with the definitions applicable 
and the style of this title as outlined in the preface to the report.


                               Amendments

    1988--Subsec. (c)(2). Pub. L. 100-238 inserted ``or 8401(17)'' after 
``8331(20)''.
    1980--Subsec. (a). Pub. L. 96-427, Sec. 2(b), substituted new 
formula for group life insurance to be computed by multiplying the basic 
insurance with a factor to be obtained from the table based on age for 
provisions calling for group life insurance and an equal amount of death 
and dismemberment insurance in accordance with a schedule based on the 
basic pay with special provision for extension by the amount of increase 
in the annual rates of basic pay for positions at level II of the 
Executive Schedule under section 5313 of this title. Prior to this 
amendment, the table was as follows:


------------------------------------------------------------------------
       If annual pay is--
---------------------------------   The amount of    The amount of group
                      But not        group life     accidental death and
  Greater than--   greater than--  insurance is--       dismemberment
                                                       insurance is--
------------------------------------------------------------------------
           0         $8,000           $10,000               $10,000
      $8,000          9,000            11,000                11,000
       9,000         10,000            12,000                12,000
      10,000         11,000            13,000                13,000
      11,000         12,000            14,000                14,000
      12,000         13,000            15,000                15,000
      13,000         14,000            16,000                16,000
      14,000         15,000            17,000                17,000
      15,000         16,000            18,000                18,000
      16,000         17,000            19,000                19,000
      17,000         18,000            20,000                20,000
      18,000         19,000            21,000                21,000
      19,000         20,000            22,000                22,000
      20,000         21,000            23,000                23,000
      21,000         22,000            24,000                24,000
      22,000         23,000            25,000                25,000
      23,000         24,000            26,000                26,000
      24,000         25,000            27,000                27,000
      25,000         26,000            28,000                28,000
      26,000         27,000            29,000                29,000
      27,000         28,000            30,000                30,000
      28,000         29,000            31,000                31,000
      29,000                           32,000                32,000
------------------------------------------------------------------------


    Subsec. (b). Pub. L. 96-427, Sec. 2(c), inserted provision that an 
employee eligible for insurance is entitled to be insured for group 
accidental death and dismemberment insurance in accordance with this 
subsection and substituted reference to employee's basic insurance 
amount for reference to the amount shown in the schedule in subsec. (a) 
of this section in four places.
    Subsec. (c). Pub. L. 96-427, Sec. 2(d), expanded definition of 
``annual pay'' to include premium pay under section 5545(c)(2) of this 
title with respect to a law enforcement officer as defined in section 
8331(20) of this title.
    1978--Subsecs. (b), (c). Pub. L. 95-454, Sec. 906(a)(2), (3), 
substituted ``Office of Personnel Management'' and ``Office'' for 
``Civil Service Commission'' and ``Commission'', respectively, wherever 
appearing.
    Subsec. (d)(1). Pub. L. 95-454, Sec. 801(a)(3)(E), substituted 
``subchapter VI of chapter 53'' for ``section 5337''.
    1972--Subsec. (d)(2). Pub. L. 92-392 substituted ``section 5344 or 
5349 of this title'' for ``section 5343 of this title'' and added the 
exception.
    1967--Subsec. (a). Pub. L. 90-206, in material preceding the table, 
struck out reference to an approximate relationship between the amount 
of group life insurance and the eligible employee's annual pay and 
inserted reference to an automatic extension of the schedule 
correspondingly by the amounts of increases in the annual rate of basic 
pay for positions at level II of the Executive Schedule under section 
5313 of this title, and raised the insurance coverages for both life and 
accidental death and dismemberment.
    1966--Subsec. (c). Pub. L. 89-737 inserted provision that, for the 
purpose of this chapter, ``annual pay'' includes premium pay under 
section 5545(c)(1) of this title.


                    Effective Date of 1988 Amendment

    Amendment by Pub. L. 100-238 effective Jan. 1, 1987, see section 
103(f) of Pub. L. 100-238 set out as a note under section 3307 of this 
title.


                    Effective Date of 1980 Amendment

    Amendment by section 2(d) of Pub. L. 96-427 applicable with respect 
to premium pay payable under section 5545(c)(2) of this title from and 
after the first day of the first pay period which begins on or after 
Oct. 10, 1980, see section 10(b) of Pub. L. 96-427, set out as a note 
under section 8701 of this title.
    Section 2(f) of Pub. L. 96-427 provided that: ``Subsections (b) and 
(c) of this section [amending this section] shall take effect beginning 
with the first pay period beginning on or after October 1, 1981.''


                    Effective Date of 1978 Amendment

    Amendment by section 801(a)(3)(E) of Pub. L. 95-454 effective on 
first day of first applicable pay period beginning on or after 90th day 
after Oct. 13, 1978, see section 801(a)(4) of Pub. L. 95-454, set out as 
an Effective Date note under section 5361 of this title.
    Amendment by section 906(a)(2), (3) of Pub. L. 95-454 effective 90 
days after Oct. 13, 1978, see section 907 of Pub. L. 95-454, set out as 
a note under section 1101 of this title.


                    Effective Date of 1972 Amendment

    Amendment by Pub. L. 92-392 effective on first day of first 
applicable pay period beginning on or after 90th day after Aug. 19, 
1972, see section 15(a) of Pub. L. 92-392, set out as an Effective Date 
note under section 5341 of this title.


                    Effective Date of 1967 Amendment

    Section 405(a) of Pub. L. 90-206 provided that: ``The amendments 
made by sections 401 to 403, inclusive, of this Act [amending this 
section and sections 8707 and 8708 of this title] shall take effect on 
the first day of the first pay period which begins on or after the 
sixtieth day following the date of enactment [Dec. 16, 1967]. In the 
case of an employee who dies or retires during the period beginning on 
the date of enactment of this Act and prior to the effective date 
prescribed by this subsection, the amount of insurance shall be 
determined as if the amendments made by section 401 [amending this 
section] were in effect for such employee during such period.''


                    Effective Date of 1966 Amendment

    Amendment by Pub. L. 89-737 applicable with respect to premium pay 
payable from and after first day of first pay period which begins after 
date of enactment of Pub. L. 89-737, which was approved Nov. 2, 1966, 
see section 4 of Pub. L. 89-737, set out in the note under section 8114 
of this title.


                  Retroactive Effect of 1967 Amendment

    Section 405(c) of Pub. L. 90-206 provided that: ``The amendments 
made by sections 401 to 404, inclusive, of this Act [enacting section 
8714a of this title and amending this section and sections 8707 and 8708 
of this title] shall have no effect in the case of an employee who died, 
was finally separated, or retired prior to the date of enactment [Dec. 
16, 1967].''


                 1967 Adjustment in Amount of Insurance

    Section 220(b) of Pub. L. 90-206 provided that: ``For the purposes 
of determining the amount of insurance for which an individual is 
eligible chapter 87 of title 5, United States Code, relating to group 
life insurance for Federal employees--
        ``(1) all changes in rates of pay which result from the 
    enactment of this title [see Short Title Note under section 5332 of 
    this title] except Postal Field Service Schedule II, Rural Carrier 
    Schedule II, and sections 207, 212, 213(d) and (e), 215, 219, and 
    225) shall be held and considered to become effective as of the date 
    of such enactment [Dec. 16, 1967]; and
        ``(2) all changes in rates of pay which result from the 
    enactment of section 212 of this title [enacting provisions set out 
    as a note under section 5303 of this title] and which take effect 
    retroactively from the date on which the adjustments thereof are 
    actually ordered under such section, shall be held and considered to 
    become effective on the date on which such adjustments are actually 
    ordered.''
    [Section 220(b) of Pub. L. 90-206 effective Dec. 16, 1967, see 
section 220(a) (1) of Pub. L. 90-206, set out as an Effective Date note 
under section 3110 of this title.]

                  Section Referred to in Other Sections

    This section is referred to in sections 5545a, 5545b, 8714a, 8714d 
of this title.
